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The family home guarantee allows single parents to secure a home loan with as little as a 2% deposit (via a government guarantee of up to 18%). Don't worry about future interest rate fluctuations during your mortgage term. I’d be interested to see if it’s pitched this time around.
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The only tax deductions on a home purchase you may qualify for is the prepaid mortgage interest (points). The new tax credit stands to work. The short answer is, unfortunately, no.
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If the home value increases to $300,000 the payback would be 5% of the current value or $15,000. What this means is if the purchase price of your home is less than $368,000, you would pay no land transfer tax. 5% of the purchase price of an existing home;
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